Insurance Companies in Uttar Pradesh

Insurance Companies in Uttar Pradesh| List of Insurance Companies –

List of Life Insurance Companies in Uttar Pradesh

Here we are going to give brief detailing about the 5 policies in Uttar Pradesh. The entry age, maturity age, pay term, sum assured, etc. are given in the table.

Let’s begin the list with the iSelect Lumpsum plan of the Canara HSBC OBC Life Insurance. The monthly premium for this plan is Rs 919 and the yearly premium for this is Rs 10,212. In yearlymode of payment you can save a sum of Rs 19,584. The base monthly premium is Rs 707 and Rs 212 is for Accidental death benefit Rider add on. The pay term for this is 24 years long and the rider sum assured is Rs 40 Lacs (appox). In case of unfortunate death of the policy holder the amount of the sum assured will be paid as Lumpsum to the nominee. Also you can get long stage protection option and for this you need not to go through any medical examination.

Second in the list is the Aegon Life Insurance and the plan name is iTerm plus. The monthly premium for this plan is Rs 739 and the yearly premium for the same plan is Rs 8500. In the annual payment you can also save sum of Rs 21,576. There is a grace period of 15 days for the monthly mode and for the rest of the payment mode, the grace period is 30 days.

Next in the list is Mera Term plan of PNB MetLife. The plan is available at a monthly premium of Rs 872. And the yearly premium for the same plan is Rs 9846. There is a saving of Rs 14,832 on the plan. If the death of the life insurer occurs in the policy period, sum assured will be paid to the nominee as lumpsum amount. The plan also covers your partner. In case of unfortunate death, the partner can continue the plan and all the future premiums are waived off.  You can also enhance the coverage plan in the Life cover plan and there is no need to go there any medical examination for this.

Let’s now move forward to 3D Plus Life option plan provided by HDFC Life. With a monthly premium of Rs 916, the plan provides a sum assured of up to Rs 75 Lac (T and C apply). There are five options under this plan. One is life option available at monthly premium of Rs 864. Second is Extra Life option available at monthly premium of Rs 916. Third is 3D life option available at monthly premium of Rs 909. Fourth is Returm of Premium which is available at a monthly premium of Rs 2,685 and last is the Lifelong protection option which is available at monthly premium of Rs 7,296.

Last in the list is iProtect Smart plan of ICICI Prudential Life Insurance. At a monthly premium of Rs 921, you can easily avail this policy and also can save a sum of Rs 6,168 over the policy by having the yearly premium of Rs 10,795. There are four payout methods in this plan with a different advantage ineach case. One is Lumpsum payout available at monthly premium of Rs 873. Second is the regular Income available at monthly premium of Rs 742. Third is increasing income available at monthly premium of Rs 820 and the last is Lumpsum + regular income which is available at monthly premium of Rs 808.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. NoCompany’s NameCompany’s PolicyEntry AgeMaturity AgePolicy TermMinimum Sum AssuresMaximum Sum AssuredSurvival PeriodPremium Payment Frequency
1Canara HSBC OBC Life InsuranceiSelectMinimum: 18 years   Maximum: 70 yrs 80 yrsMin : 5 yrs   Max : 40 yrs 25 lacs–     30 daysAnnual, monthly
2Aegon LifeiTerm plusMinimum: 18 years     Maximum: 65 years   100 yrs5 yrs to 62 yrs or fixed term coverage till age 100 years25 lacNo limit15 days for monthly mode/ 30 days for othersAnnual, monthly
3PNB MetLife     Mera Term PlanMinimum: 18 yrs   Maximum : 65 yrs 99 yrsMin : 10 yrs   Max : 99 yrs – age 10 LacAnnual, monthly
4HDFC Life3D Plus Life optionMin – 18 Years and Max  –   65 yrs Min  23 yrs   Max : 75 yrs Single pay / regular pay – 5 yrs & Limited pay – 6 yrs / Amx : 40 yrs 10 Lac   30 Lac (ROP) No limit30 daysAnnual, Single, half yearly, monthly, Quarterly
5ICICI Prudential Life InsuranceiProtect SmartMin – 18 Years and Max – 60 years75 yrsMin :5 yrs   Max : 40 yrs (30 yrs for critical illness) 30 daysAnnual, Semi- Annual, single, monthly

List of Health Insurance Companies in Uttar Pradesh

Here we are going to give brief detailing about the 5 health policies in Uttar Pradesh. The key features, monthly premium, sum assured, etc. are added in the list

The very first in the list is the Religare health insurance. The plan name is NCB Super premium. This is available at a monthly premium of Rs 990. 4900+ hospitals are there int he list that offers the cashless hospitalization. All the medical expenses that occur before 30 days admitting to the hospital and after 60 days of hospitalization are covered under the plan.

At a monthly premium of Rs 1,382 and sum assured up to Rs 1 Crore, Aditya Birla Capital is coming with its health plan named 1 Cr Sum Assured. 500+ listed day acre treatments are covered under the plan and 4000+ network is there that provide cashless hospitalization. Before 3- days medical expenses and after 60 days medical expenses to hospitalization are covered under the plan.

Third in the list is Health optima plan provided by Start Health Insurance. The monthly premium for the plan is Rs 959. Alternate medicine up to 15K is covered under the plan. 8200+ hospitals are there that provide the cashless hospitalization. All the day care treatments are also covered under the plan.

Second last in the list is Go Active plan of Max Life Insurance. This is available at monthly premium of Rs 963. Medical expenses up to the sum assured that occurs before 90 days to hospitalization and after 180 days to hospitalization are covered under the plan. All the day care treatments are also covered.

Cigma TTK is last in the list and the plan name is Prohealth Plus SB02. The plan is available at monthly premium of Rs 918 and there is sum assured up to Rs 5 lacs. Maternity coverage of up to 15K is there provided maternity occurs once in a 4 years.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No.Company’s NameCompany’s PlanSum InsuredKey FeaturesPremium
1.Religare Health InsuranceNCB Super premiumRs 6 LacsMaternity   Not covered   Hospital Room Eligibility Single private room   Bonus on No Claim Rs 3.6 Lacs SI added (reduced on claim)/year   Restoration of Cover Up to Rs 6 Lacs once a year Rs 990  Monthly
2.Aditya Birla capital1 Cr Sum AssuredRs 1 croreMaternity   Not covered   Hospital Room Eligibility Single Private A/C Room   Bonus on No Claim Rs 50K SI added (reduced on claim)/year   Restoration of Cover Up to Rs 7.5 Lacs once a year Rs 1,382 Monthly
3.Star Health InsuranceHealth optimaRs 5 lacsMaternity   Not covered   Hospital Room Eligibility Single standard A/C room   Bonus on No Claim Rs 1.25 Lacs SI added/reduced per year   Restoration of Cover Up to Rs 5 Lacs (max thrice/year) Rs 959 Monthly
4.Max Life InsuranceGo ActiveRs 6 LacsMaternity   Not covered   Hospital Room Eligibility All categories (except suite and above); upto SI   Bonus on No Claim No benefit for not making claims   Restoration of Cover Up to Rs 5 Lacs once a year Rs 963 Monthly
5.Cigma TTKProhealth Plus SB02Rs 5 LacsMaternity   Upto Rs 15K for maternity after 4 years   Hospital Room Eligibility Up to single private room   Bonus on No Claim Rs 55K SI added/reduced per year   Restoration of Cover Up to Rs 5.5 Lacs once a year Rs 918 Monthly

For more detail about any of the above written policy please visit the company site. This is the approximated data.

Also Read : Insurance Companies in India